Thembisa Luthuli
Financial Planner, Master Tax Practitioner, author and speaker
Certified Financial Planner, Master Tax Practitioner, author and speaker Thembisa Luthuli brings more than 13 years of experience in financial services, with a distinctive approach that connects financial planning with money psychology and financial healing.
Her work explores the deeper beliefs, behaviours and experiences that influence how people earn, spend, save and build wealth. Alongside advising individuals, families and businesses, Thembisa lectures retirement planning at postgraduate level at the University of KwaZulu-Natal, leads national practice development for PPS, and has been a financial literacy voice on Gagasi FM for seven years. In 2024, she was recognised among the Mail & Guardian Top 200 Young South Africans in Financial Services.
Thembisa is also the author of two books, Healing Financial Trauma – Gateway to Wealth and From Wounded to Wealthy – A Devotional Journey Through Financial Healing, extending her work beyond financial literacy into the emotional and behavioural relationship people have with money.
As a keynote speaker, facilitator and panellist, she brings warmth, practical insight and a willingness to tackle uncomfortable conversations. Her speaking topics span financial wellness, money psychology, retirement, building wealth, financial trauma and sustainable financial practices, making her a compelling voice for corporate, leadership and professional audiences.


